Estate Tax Calculator
Estimate federal estate tax above the exemption.
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About the Estate Tax Calculator
Federal estate tax applies only to the portion of an estate above a large exemption. Enter the gross estate value, the exemption amount, and the tax rate to see the estimated estate tax, the taxable estate, and what's left for heirs. It's a quick planning estimate — actual estate tax involves deductions, state taxes, and graduated rates best confirmed with an estate attorney.
How to use the Estate Tax Calculator
- 01Enter your gross estate value, exemption amount, and tax rate.
- 02Read the result instantly — it recalculates as you type.
- 03Adjust the numbers to model different scenarios.
Frequently asked questions
How much can you inherit tax-free?
The federal exemption is very high (nearly $14M per person in 2025), so most estates owe no federal estate tax. Only the amount above the exemption is taxed.
What is the estate tax rate?
The federal rate is graduated up to 40% on amounts above the exemption. This tool uses a flat top rate for a quick estimate.