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Finance

Free Financial Calculators

Loan, mortgage, auto, investment, retirement, and debt calculators — free, accurate, and instant.

65

free tools

Auto Loan Calculator

Estimate your monthly car payment and total interest.

Amortization Calculator

See the monthly payment, total interest, and payoff on any loan.

Mortgage Payoff Calculator

See how extra payments pay off your mortgage sooner.

House Affordability Calculator

Find the home price you can afford on your income.

Down Payment Calculator

Calculate your down payment and loan amount.

Debt-to-Income Ratio Calculator

Calculate your DTI ratio the way lenders do.

Credit Card Payoff Calculator

See how long it takes to clear a card balance.

Debt Payoff Calculator

Estimate when you'll be debt-free and the interest cost.

Interest Calculator

Grow a lump sum with compound interest.

Simple Interest Calculator

Calculate interest with the classic I = Prt formula.

Savings Calculator

Project your savings with regular contributions.

CD Calculator

Calculate a certificate of deposit's value at maturity.

Present Value Calculator

Find what future money is worth today.

Future Value Calculator

Project what money today grows to over time.

Investment Calculator

Project an investment with regular contributions.

401(k) Calculator

Project your 401(k) balance at retirement.

IRA Calculator

Project the growth of your IRA contributions.

Inflation Calculator

See how inflation changes prices and buying power.

VAT Calculator

Add value-added tax to a net amount.

Personal Loan Calculator

Estimate payments on a personal loan.

Student Loan Calculator

Plan your student loan repayment.

Business Loan Calculator

Estimate payments on a business loan.

Home Equity Loan Calculator

Estimate payments on a home equity loan.

HELOC Calculator

Estimate interest-only and repayment HELOC payments.

Repayment Calculator

Work out the monthly repayment on any loan.

Payment Calculator

Calculate the monthly payment on a loan.

Refinance Calculator

See if refinancing your mortgage is worth it.

Debt Consolidation Calculator

See if consolidating debt lowers your payment.

Budget Calculator

Split your income with the 50/30/20 rule.

Commission Calculator

Calculate commission from a sale amount and rate.

Depreciation Calculator

Calculate straight-line depreciation of an asset.

Margin Calculator

Calculate gross margin, markup, and profit.

Rent Calculator

Find how much rent you can comfortably afford.

Annuity Payout Calculator

See the income an annuity balance can pay out.

Annuity Calculator

Grow regular contributions into a future balance.

Roth IRA Calculator

Project tax-free growth in a Roth IRA.

Lease Calculator

Estimate a monthly lease payment.

Auto Lease Calculator

Estimate a monthly car lease payment.

College Cost Calculator

Project the future cost of college.

Average Return Calculator

Find an investment's annualized return (CAGR).

Payback Period Calculator

See how long an investment takes to pay for itself.

Rental Property Calculator

Estimate cap rate and cash flow on a rental.

Bond Calculator

Calculate a bond's price from its yield.

Mutual Fund Calculator

Project mutual fund growth net of fees.

RMD Calculator

Find your required minimum distribution.

Income Tax Calculator

Estimate your federal income tax by bracket.

Take-Home Paycheck Calculator

See your net pay after taxes and deductions.

FHA Loan Calculator

Estimate an FHA mortgage payment with insurance.

VA Mortgage Calculator

Estimate a VA loan payment with the funding fee.

Pension Calculator

Estimate a defined-benefit pension.

Estate Tax Calculator

Estimate federal estate tax above the exemption.

Cash Back or Low Interest Calculator

Compare a cash rebate against a low-APR offer.

Interest Rate Calculator

Work out the interest rate on a loan.

APR Calculator

Find the true APR including fees.

IRR Calculator

Find the internal rate of return.

Retirement Calculator

Project your retirement savings and income.

Social Security Calculator

Estimate your Social Security benefit.

Credit Card Calculator

See your card payoff time and interest.

Boat Loan Calculator

Estimate payments on a boat loan.

Real Estate Calculator

Analyze a rental property's returns.

Rent vs Buy Calculator

Compare the monthly cost of renting and buying.

Marriage Tax Calculator

See if marriage raises or lowers your taxes.

Finance Calculator (TVM)

Solve any time-value-of-money variable.

Canadian Mortgage Calculator

Monthly payments with Canadian compounding.

UK Mortgage Calculator

Estimate monthly repayments in pounds.

About

Financial Calculators

A complete set of free financial calculators for the money decisions that matter — mortgage payoff and amortization, auto and personal loans, credit-card and debt payoff, savings, CDs, compound interest, present and future value, investment growth, 401(k) and IRA retirement projections, house affordability, debt-to-income, inflation, and VAT. Each one uses the standard financial formula, updates instantly as you type — a fast, private alternative to the big finance-calculator sites.

Frequently asked questions

Are these financial calculators free?

Yes — every calculator is free with your account and runs in your browser. Nothing you enter is uploaded or saved.

How accurate are the results?

Each uses the standard published formula (loan amortization, compound interest, present/future value, and so on) and shows the method, so results match a bank or spreadsheet.

Which calculator should I use to buy a home?

Start with House Affordability to set a budget, Down Payment to plan cash, then the Mortgage and Amortization calculators for the payment and interest.

Looking for something else? Browse all Drive HQ tools.