Inflation Calculator
See how inflation changes prices and buying power.
About the Inflation Calculator
Inflation quietly raises prices and shrinks what your money buys. Enter an amount, an average annual inflation rate, and a number of years to see both what that amount will cost in the future and how much of today's buying power survives. It's a useful reality check for retirement planning, salary negotiations, and long-term savings goals, where even 3% a year adds up dramatically over decades.
How to use the Inflation Calculator
- 1Enter your amount, average inflation rate, and number of years.
- 2Read the result instantly — it recalculates as you type.
- 3Adjust the numbers to model different scenarios.
Frequently asked questions
How does inflation affect my savings?
It erodes purchasing power — money not earning at least the inflation rate loses real value every year, which is why long-term savings are usually invested.
What inflation rate should I use?
Central banks target around 2%; long-run averages are closer to 3%. Use a higher figure to stress-test a plan.
Why does inflation matter for retirement?
Over a 20–30 year retirement, 3% inflation can roughly double the cost of living — so your income needs to grow, not stay flat.