Future Value Calculator
Project what money today grows to over time.
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About the Future Value Calculator
Future value shows what an amount today will grow to at a given rate over time. Enter your present value, the annual growth rate, the number of years, and how often it compounds — the calculator returns the future value and the total growth. It's the foundation of investment and retirement planning and pairs with the Present Value Calculator for the reverse question.
How to use the Future Value Calculator
- 01Enter your present value, growth rate, years, and compounds per year.
- 02Read the result instantly — it recalculates as you type.
- 03Adjust the numbers to model different scenarios.
Frequently asked questions
What is future value?
The value a present amount will grow to after earning a given return for a set time, accounting for compounding.
Why does time matter so much?
Because growth compounds, extra years have an outsized effect — the last years contribute far more dollars than the first.
Does this include contributions?
This grows a single lump sum. To add regular deposits, use the Investment or Savings calculator.