Financial Calculators
Lease Calculator
Estimate a monthly lease payment.
FreeNo sign-upWorks in your browser
Enter details
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Result
Monthly lease payment
$528.89
Depreciation portion
$388.89
Finance portion
$140.00
About the Lease Calculator
A lease payment has two parts: depreciation (the value used up) plus a finance charge. Enter the vehicle price (capitalized cost), the residual value, the interest rate, and the term in months to see your estimated monthly payment broken into its depreciation and finance portions — so you understand exactly what you're paying for.
How to use the Lease Calculator
- 1Enter your price, residual value, interest rate, and lease term.
- 2Read the result instantly — it recalculates as you type.
- 3Adjust the numbers to model different scenarios.
Frequently asked questions
How is a lease payment calculated?
Monthly payment = depreciation (price − residual, ÷ months) + a finance charge on (price + residual). This tool shows both parts.
What is residual value?
The vehicle's estimated worth at lease end. A higher residual means less depreciation and a lower monthly payment.