Financial Calculators
Mutual Fund Calculator
Project mutual fund growth net of fees.
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About the Mutual Fund Calculator
Fund fees quietly erode returns over decades. Enter your initial investment, monthly contribution, expected return, the fund's expense ratio, and the number of years to project the value net of fees, alongside total invested and net growth. Adjust the expense ratio to see just how much a seemingly small fee costs you over time.
How to use the Mutual Fund Calculator
- 01Enter your initial amount, monthly contribution, return, expense ratio, and years.
- 02Read the result instantly — it recalculates as you type.
- 03Adjust the numbers to model different scenarios.
Frequently asked questions
How much do fund fees matter?
A lot — a 1% higher expense ratio can cost tens of thousands over a few decades. This tool subtracts the expense ratio from your return.
What's a low expense ratio?
Index funds often charge 0.03–0.20%; actively managed funds can charge 0.5–1%+. Lower fees leave more of the return for you.