Financial Calculators
Real Estate Calculator
Analyze a rental property's returns.
FreeNo sign-upWorks in your browser
Enter details
$
$
%
$
$
Result
Monthly cash flow
$83.04
Mortgage payment
$1,516.96
Cap rate
6.4%
Cash-on-cash return
1.66%
About the Real Estate Calculator
Analyze a rental investment end to end. Enter the purchase price, down payment, mortgage rate and term, monthly rent, and expenses, and the calculator returns your monthly cash flow (after the mortgage), cap rate, and cash-on-cash return. It's the complete first-pass analysis for sizing up an investment property.
How to use the Real Estate Calculator
- 1Enter your price, down payment, rate, term, rent, and expenses.
- 2Read the result instantly — it recalculates as you type.
- 3Adjust the numbers to model different scenarios.
Frequently asked questions
What is cash-on-cash return?
Annual pre-tax cash flow divided by the cash invested (down payment). It measures the return on the money you actually put in.
Cap rate vs cash-on-cash?
Cap rate ignores financing (NOI ÷ price); cash-on-cash includes the mortgage and reflects your leveraged return. This tool shows both.