Financial Calculators
UK Mortgage Calculator
Estimate monthly repayments in pounds.
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About the UK Mortgage Calculator
Work out the monthly repayment on a UK repayment mortgage. Enter the amount borrowed, the interest rate, and the term in years to see your monthly payment, the total you'll repay, and the total interest — all in pounds. Handy for comparing deals and checking affordability.
How to use the UK Mortgage Calculator
- 01Enter your amount borrowed, interest rate, and term in years.
- 02Read the result instantly — it recalculates as you type.
- 03Adjust the numbers to model different scenarios.
Frequently asked questions
What term should I choose?
25 years is the traditional UK mortgage term, but 30- and 35-year terms are increasingly common to lower monthly payments.
Is this a repayment mortgage?
Yes — it assumes a capital-and-interest repayment mortgage, where each payment clears both interest and part of the balance.